If you've been denied for a mortgage in the past, that shouldn't stop you from trying to buy a home later down the line. With ...

Hard inquiry, or hard pull. A hard inquiry occurs when a creditor takes an in-depth look at your credit report after you have applied for credit. A hard inquiry can hurt your credit score, and you ...

From saving for a down payment and figuring out how much house you can afford to choosing the right type of mortgage and submitting your application, here’s what you should expect. Getting a ...

Looking to apply for a home loan? You might think you’ve checked all the boxes—good credit score, stable income, and enough savings--but sometimes, loan applications are denied for reasons that aren’t ...

These are today's mortgage and refinance rates. Mortgage rates have gone up this month, but they're still expected to ...

A mortgage preapproval usually lasts for at least 30 days, sometimes longer. Learn how preapproval works and what to do if ...

A lender may charge a mortgage application fee when you submit your final loan application. Find out whether you have to pay ...

Lenders prefer a front-end DTI of 28% or less and a back-end DTI of 36% or less. You can still qualify for a home loan if ...

Applying for a new credit card during the mortgage application process could cost you the mortgage for several reasons.

Prequalification and preapproval are two ways to help you determine how much of a mortgage you can afford. But they differ in ...

When applying for a mortgage, it’s best to compare at least three lenders, according to the Consumer Financial Protection ...

A debt-to-income ratio measures the percentage of a person’s monthly income that goes to debt payments. Where your credit ...