If you've been denied for a mortgage in the past, that shouldn't stop you from trying to buy a home later down the line. With ...

Step 3. Get preapproved for a VA loan If you want to know how to apply for a VA home loan, the first step is to get preapproved. Getting preapproved for a mortgage shows sellers you’re serious about ...

Mortgage loan origination is the process by which a lender evaluates, approves, and funds a home loan. Here's what you can ...

Hard inquiry, or hard pull. A hard inquiry occurs when a creditor takes an in-depth look at your credit report after you have applied for credit. A hard inquiry can hurt your credit score, and you ...

From saving for a down payment and figuring out how much house you can afford to choosing the right type of mortgage and submitting your application, here’s what you should expect. Getting a ...

These are today's mortgage and refinance rates. Mortgage rates have gone up this month, but they're still expected to ...

Buying a house usually means years of monthly payments to a bank. But the terms are surprisingly negotiable — and trading ...

A mortgage preapproval usually lasts for at least 30 days, sometimes longer. Learn how preapproval works and what to do if ...

A lender may charge a mortgage application fee when you submit your final loan application. Find out whether you have to pay ...

Lenders prefer a front-end DTI of 28% or less and a back-end DTI of 36% or less. You can still qualify for a home loan if ...

Applying for a new credit card during the mortgage application process could cost you the mortgage for several reasons.

Prequalification and preapproval are two ways to help you determine how much of a mortgage you can afford. But they differ in ...