Some homeowners are averse to buying points. Others believe points make smart financial sense. So, who’s right? Find our take ...

Your principal and interest payment won't change when you have a fixed-rate mortgage. But a house payment might contain 6 ...

With housing affordability more challenging than ever, first-time homebuyers are turning to house hacking to realize their ...

The Fed is all but guaranteed to cut its key interest rate today. Unfortunately, mortgage rates will probably move higher.

Trump told rally-goers in Arizona that mortgage rates would fall to 2% during his presidency. Is that anywhere near possible?

Interest-only mortgages are loans that allows borrowers to make interest-only payments for a set amount of time. Learn their ...

Craig Berry has spent more than 25 years helping families buy and refinance real estate. In addition to originating mortgage loans, Craig has been providing industry-leading content for more than a ...

When investors are making so much in the stock market, rates of return (interest rates) on mortgage bonds must rise. This ...

Johnstown, Pa. is the most affordable city for first-time homebuyers. A house payment requires just 19% of the area's median income. The “28/36 Rule” says a homebuyer should spend no more than 28% of ...

Mary Beth Eastman has more than six years of experience writing and editing articles on personal finance. Her work has been published by major national brands, including Newsweek, Investopedia, U.S.