So much for American exceptionalism when it comes to retirement. The US earned just a C+ for its retirement system in the 16th annual Mercer CFA Institute Global Pension Index, coming in 29th out ...

In the last few years, we've seen a flurry of new retirement rules and changes to tax law affecting retirement account contributions and withdrawals. The sweeping new rules impact nearly every ...

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Careful research by Ph.D economists concludes America faces a huge retirement shortfall. We are about eight to nine years away from Social Security's inability to pay full benefits; all boomers ...

China, a country with one of the lowest retirement ages in the world, will raise its retirement age starting in January 2025. At that time, China will gradually increase its retirement age over ...

The United States received a C+ rating for its retirement income system in a new survey. In its 2024 Global Pension Index, Mercer CFA ranked the U.S. 29th out of 48 countries for its retirement ...

I’ve loved Derek’s work on how adjusting your spending in retirement can actually enable you to spend more over your lifetime. I feel like it’s so practical and helpful, especially for ...

The 4% guideline for retirement spending is a decent starting point when determining whether you have enough to retire. But it was developed for a worst-case scenario in the markets, and much of ...

Gov. Gretchen Whitmer signed legislation Thursday lowering what teachers contribute toward a retirement fund, a move sought by school administrators to help ensure savings for future school years.

I'd rather assess my withdrawal rate on a year-to-year basis than commit to a single withdrawal rate throughout retirement. It's a formula that may work for some people, but I'm not a fan.

Your withdrawal rate should depend on your estimated retirement length and investment mix, among other factors. Work with a financial advisor if necessary to come up with a strategy that works for ...

Even if the benefits alone are not sufficient to provide a comfortable retirement for most people, they are still an essential income source. Today, on average, Social Security benefits may ...