CNBC Select has chosen the 10 best mortgage providers based on affordability, credit requirements, customer service and more.

If you've been denied for a mortgage in the past, that shouldn't stop you from trying to buy a home later down the line. With ...

Hard inquiry, or hard pull. A hard inquiry occurs when a creditor takes an in-depth look at your credit report after you have applied for credit. A hard inquiry can hurt your credit score, and you ...

Mortgage loan origination is the process by which a lender evaluates, approves, and funds a home loan. Here's what you can ...

Buying a house usually means years of monthly payments to a bank. But the terms are surprisingly negotiable — and trading ...

These are today's mortgage and refinance rates. Mortgage rates have gone up this month, but they're still expected to ...

A mortgage preapproval usually lasts for at least 30 days, sometimes longer. Learn how preapproval works and what to do if ...

Lenders prefer a front-end DTI of 28% or less and a back-end DTI of 36% or less. You can still qualify for a home loan if ...

Applying for a new credit card during the mortgage application process could cost you the mortgage for several reasons.

A lender may charge a mortgage application fee when you submit your final loan application. Find out whether you have to pay ...

Prequalification and preapproval are two ways to help you determine how much of a mortgage you can afford. But they differ in ...

A debt-to-income ratio measures the percentage of a person’s monthly income that goes to debt payments. Where your credit ...