High among those is the need to plan for retirement entirely on your own. You are in charge of creating a satisfying quality of life post-retirement. When it comes to building that life ...

What's the best retirement income strategy? Tax efficient withdrawal options depend heavily on relative balances in ...

Retirement planning involves saving for future expenses. Retirement accounts provide tax advantages. A personalized approach to retirement planning may be best. Retirement may be decades away.

How Chloe Moore, financial planner and founder of Financial Staples, guides clients through considerations on how being a ...

Your plan isn't going to precisely match this hypothetical example, but it's a useful template. Most people need to attain even higher asset levels to accommodate taxes. At least some portion of your ...

Nicole Dieker has over a decade of personal finance expertise. She writes the “On the Money” advice column and the “Money Talks” interview series at Vox, and previously contributed to the ...

"Many envision working longer and retiring at an older age which affords them more time to earn income and save, while others may be planning to fund longer retirements." "Not really a retirement ...

More Americans are entering their later years without people they can automatically turn to for assistance with their health and finances. Here’s how to start. By Diane Harris For Sara Zeff ...

That being said, LIRPs are not meant to replace your 401(k) and IRAs; they’re meant to supplement your retirement plan. The LIRP strategy is relatively simple. You buy a permanent life insurance ...

But you won’t get tax-free investment growth like if you saved the money for retirement. You might have access to both an HDHP and a low-deductible health plan through your employer. Do the math ...

In an ideal world, these plans can work well for retirement planning. But, as Ghilarducci told CBS MoneyWatch earlier this year, it's common for workers to experience job losses or financial ...