When the Social Security Administration announced in October that benefits would be rising by just 2.5% in the new year, many seniors were disappointed but not particularly shocked. For months, experts had been projecting that 2025's Social Security cost-of-living adjustment (COLA) would land somewhere in that ballpark.

Social Security's upcoming cost-of-living adjustment (COLA) is the smallest (by far) to arrive in years. And it's natural to be disappointed by a meager increase in your monthly checks. But when we look back at the data,

David Bowie might not want to be a richer man, but most of us would like to be richer, and annual Social Security-related changes can help, to a modest degree. Here are some important things to know about Social Security changes for 2025.